MortgageLoans.net is an independent mortgage knowledge reference platform.

Our Mission

We provide clear, institutional-quality mortgage information organized by topic. Our goal is to help borrowers understand how mortgage qualification actually works, with the same level of detail that industry professionals use.

Editorial Standards

Content is written with reference to current Fannie Mae Selling Guide, FHA Handbook 4000.1, VA Lender’s Handbook, and standard industry practices. Each page is structured around a specific qualification topic and includes definitions, worked examples, common mistakes, and required documentation.

Independence

MortgageLoans.net is not affiliated with any mortgage lender, bank, or financial institution. We do not receive compensation for recommending specific products or lenders. Our qualification tool provides educational guidance based on general guidelines, not lending decisions.