About the Author
Kevin Havard is the founder and editor of MortgageLoans.net. He has been passionate about real estate and finance since he was 12 years old, and has spent over 25 years building and managing technology systems. He built MortgageLoans.net to combine that lifelong interest with the technical ability to create a better mortgage reference than what currently exists online.
Coverage Areas
- Mortgage rates and market conditions
- Lending policy and regulatory changes
- Qualification requirements and loan programs
- Housing market analysis
Editorial Approach
Every article on MortgageLoans.net is reviewed for accuracy against primary federal sources, including HUD, FHFA, the Federal Reserve, and relevant GSE guidelines. Data-driven analysis is prioritized over opinion, and all sources are cited.